
Community Heroes

with a ¼% interest rate reduction, free.

We appreciate that amid COVID-19, First Responders, medical providers, and other essential workers have put everything on the line. To serve you in return, our First Team Family of Companies is making it possible for qualified heroes to take advantage of up to tens of thousands of dollars in SAVINGS when we pay for you to buy down, and reduce your interest rate by ¼% for your mortgage financing for up to 30 years.

Possible SAVINGS Examples:*
30-Year Fully Amortized Fixed-Rate Mortgage
with ¼% Interest Rate Buy Down:
$34,278 SAVINGS on $700,000 Loan Amount
$29,381 SAVINGS on $600,000 Loan Amount
$24,484 SAVINGS on $500,000 Loan Amount
$19,587 SAVINGS on $400,000 Loan Amount

- Since 2017, First Team has offered a similar savings program to military households and has been recognized as the #1 contributor to this program nationwide by Leading Real Estate Companies of the World®, the largest network of independent brokerage firms in the U.S.
- Take advantage of this program to have us buy down your interest OR apply your substantial SAVINGS directly toward closing costs.
- Save TWICE when you buy and sell a home through this limited-time offer.
Now trust us with yours.
For more information on taking advantage of this limited-time offer, contact me.

First Team® Real Estate
Founded in 1976 in Orange County, First Team has been trusted by 250,000 Southern California households for real estate sales and purchases. As a local family-owned business, we are big enough to have the resources and small enough to care.

Homeowners First Mortgage
Homeowners First Mortgage offers hundreds of loan choices to our customers, with our strength rooted in the knowledge and experience of our loan officers. Many of our loan officers have been in the industry for decades and have successfully handled all types of home buying situations. Our team is experienced, professional, and readily available to our customers to answer any questions, address issues, and help them navigate through the mortgage process smoothly.

Testimonials
- Teresa Gonzales
- Karen M Calloway, Esq.
- Henry Koleny
- Sam and Orzina Giurguis
- Patrick Murphy
- Marlon Bechtol
- Frank Palmer
- Stephanie Finlay
- Jabari Sims
- Nicholas Johnson
- Alina & Bobby Forster
- Jim and Emily Christensen
- Angel Baez
- Maria Elena Sentner
- Maria Elena Castro
- Keith Suleski
- Gretchen Straight and Jardene Schlosser
- Joy Holmes
- Matt and Danielle Ehrler
- Toni Craig
- Fabian Daroca
- Deidania Paredes
- Tere De Jesus Calhoon
- David and Pam Hopkirk
- Teresa and Jesus Barrientos
- Ana Rodriguez
- Paula M. Bruce
- Frank adame
- Jordan Atzeff
- Mr. and Mrs. Avina
- Glen Stroud
- Dr. T. Vartanian
- Frank and Maruchi Palmer
- Dana Van Leeuwen
- Eddie Gomez
- Bryan Phillips
- Dr. Stefanie Phillips
- Paula Bruce
- Maria Frias
- John and Judy Ebbe
- Richard and Kathy Porowski
- Jorge Godinez
- Ryan and Michelle Pascual
- Daniel & Lisa Correa
- Ana Romero
- Danielle Ehler
- Lori Pecolar
- Frank Palmer
- Robert Galluci
- William Ibrahim
- Richard N.
- Barbara A. Underwood
- Maritza Alvarez
- Efrain Avina
- Zohar C.
- B. Phillips
- Ana Romero
- Sandra Espinoza
- Pete and Virginia Pascual
- Martha Molina-Aviles
- Luis Echeveste
- Neil Morrison
- Rogelio and Isabel Landrian
- Pamela Christensen
- David and Pamela Hopkirk
- George
- Jessica Aguirre and Tony Chavez
- Omar and Jocelyn Sotelo
- Anna Newell
- Nathan Flowers
- Susan McClure
- Javier and Joni Prado
- Steve Daskowski
- Donal Cribb
- Dr. David Haglund
- Judy and Richard Haglund
- Judy Haglund
- Cynthia Gomez
- Helene and Harlan Fukuda
- Jose Antonio Fermoselle
- Katya Martinez
- cecilio Avina
- Leonard & Robyn Correa
- Janet Dinh
- Jeff VanderWilt
- Rick Melendez