
Buy with Zero Down

- GSFA will gift you up to 5% as down payment assistance (DPA)¹
- No interest on the DPA and no need to pay it back after 3 years
- No income limits or first-time buyer requirements for eligibility

WHAT IS GSFA?
Golden State Finance Authority is a California housing finance agency that supports affordable homeownership with down payment and closing cost assistance programs.

THE CATCH?
There is none. GSFA will gift buyers up to 5% in down payment assistance which doesn’t have to be paid back after 3 years and for First Responders & other essential workers, it never has to be paid back.

VA LOAN
Veterans and active-duty military additionally have the option of receiving up to 0% down and zero out of pocket costs with a VA loan.
In addition to saving money each month, when you trade a rental payment for payments on your own home, you take those monthly expenses you’re already incurring and put them back in your own pocket to build personal wealth.
Owning also allows you to lock in a consistent monthly payment that isn’t subject to rising rents or the whims of your landlord, with added savings in tax deductions each year.


Testimonials
- Neil Morrison
- Robert Galluci
- David and Pam Hopkirk
- Eddie Gomez
- Jordan Atzeff
- Daniel & Lisa Correa
- Dr. Stefanie Phillips
- Alina & Bobby Forster
- Ana Rodriguez
- Glen Stroud
- Lori Pecolar
- Dr. T. Vartanian
- Keith Suleski
- Maria Elena Castro
- Richard and Kathy Porowski
- Maria Elena Sentner
- Karen M Calloway, Esq.
- Stephanie Finlay
- Frank Palmer
- Martha Molina-Aviles
- Barbara A. Underwood
- Mr. and Mrs. Avina
- Judy and Richard Haglund
- Cynthia Gomez
- B. Phillips
- cecilio Avina
- Richard N.
- Sandra Espinoza
- Jabari Sims
- Ana Romero
- Fabian Daroca
- Luis Echeveste
- Anna Newell
- John and Judy Ebbe
- Frank adame
- Susan McClure
- Angel Baez
- Frank Palmer
- Toni Craig
- Ryan and Michelle Pascual
- Jeff VanderWilt
- William Ibrahim
- Jorge Godinez
- Dr. David Haglund
- Teresa Gonzales
- George
- Tere De Jesus Calhoon
- Omar and Jocelyn Sotelo
- Efrain Avina
- Patrick Murphy
- Steve Daskowski
- Helene and Harlan Fukuda
- Danielle Ehler
- Javier and Joni Prado
- Pamela Christensen
- Nicholas Johnson
- Bryan Phillips
- Paula M. Bruce
- David and Pamela Hopkirk
- Maria Frias
- Nathan Flowers
- Donal Cribb
- Henry Koleny
- Gretchen Straight and Jardene Schlosser
- Paula Bruce
- Pete and Virginia Pascual
- Katya Martinez
- Ana Romero
- Zohar C.
- Frank and Maruchi Palmer
- Marlon Bechtol
- Rogelio and Isabel Landrian
- Dana Van Leeuwen
- Jose Antonio Fermoselle
- Joy Holmes
- Teresa and Jesus Barrientos
- Maritza Alvarez
- Rick Melendez
- Jim and Emily Christensen
- Jessica Aguirre and Tony Chavez
- Judy Haglund
- Leonard & Robyn Correa
- Sam and Orzina Giurguis
- Deidania Paredes
- Janet Dinh
- Matt and Danielle Ehrler